Tightwad Information
Savings Links

Sponsored Links



Frugal tips
Frugal zealot
Christian frugal living
Teens saving money
Frugal families
Save big money
Importance of saving money
Rebates on groceries
Saving money during college
Thrifty living
Frugal living sites
Frugal simple living
Dirt cheap groceries
Average family grocery budget


Warning: file_get_contents(http://ecs.amazonaws.com/onca/xml?Service=AWSECommerceService&Version=2005-03-23&Operation=ItemSearch&ContentType=text%2Fxml&SubscriptionId=122CAXMJKCG3B7DHGZG2&AssociateTag=prosperitywit-20&SearchIndex=Books&BrowseNode=&Keywords=Save+Money&ItemPage=1&Sort=&ResponseGroup=Images,ItemAttributes,OfferFull,Medium,VariationSummary) [function.file-get-contents]: failed to open stream: HTTP request failed! HTTP/1.1 400 Bad Request in /home/becomefr/public_html/includes/amazon.php on line 846

Warning: Invalid argument supplied for foreach() in /home/becomefr/public_html/includes/amazon.php on line 868

Tips for Saving on Credit Cards

While it's true that a credit card can be very useful for when you are looking to find a convenient method for making payments you should know that debts can really increase if you are not responsible enough. Not only can your credit finances be harmed if you are not careful enough but your credit will hurt as well. There are some useful things to do for saving on credit cards though, and these can be used to help you with getting more money without having to risk too much.


First, you should think about the cards that are available to you and consider which one will work the best for your personal spending. For instance, if you are looking for convenience but do not want to go too far in terms of spending then a card with a low credit limit would be a good option.

Finding the lowest interest rate is important for your credit finances. Paying your bills on time is important so that you will not be harmed by any interest rates, but if you cannot pay without any interest it helps to look for a card with a lower rate.

Reward cards are popular among credit cards. You should find a reward card that suits your personal lifestyle. If you travel often a frequent flyer card would be a great option. Some cards will offer cash back rewards as well, and these are great for most any consumer. However, it is best to consider what you do the most often when looking into reward cards.

Keeping a record of your credit finances is important. This helps you to check and see what you are using your credit card for. It also helps in that you will be able to save on your bills by keeping track of what expenses you know are not needed for your credit card and what you should be billing on it.

You should also keep from having balances on your credit report for long. If your balances are accrued in a month you should pay those immediately so that you will not have to pay any additional interest. Also, you should avoid paying the minimum amount of money that is due. That's because the interest rates that will apply for the amount you didn't pay will only add to your debts.

You should never take any cash advances on your card. These advances have significantly higher interest rates and charges will be put immediately on your bill. Unless you can pay off the entire balance immediately it will be difficult to pay off the entire thing without having to put up with any additional interest.

The last tip to use for your credit finances is to look for a lower rate. If you have been using a certain card for a while and have been paying it off on time very often you should contact your credit company so you can possibly get a lower rate.

Saving on credit cards is easy if you use those seven useful tips. Your credit finances will be important to you, and while a credit card can be useful it should not be more of a burden than something useful.


Save Money and Become Free From Debt Recommended Products

Tightwad Living Magazine Headlines

Beagles' heroics inspire Dover author - newszap.com

Beagles' heroics inspire Dover author
She has also published articles in “Backwoods Home Magazine,” a magazine on home-steading and self-reliant living, and self-published two e-books about saving money, “Blackbelt Tightwad: Frugal Ninjutsu for the Fearless” and “Blackbelt Tightwad in the ...


Editor's Choice: The Spice Boys - Milwaukee Magazine

Milwaukee Magazine

Editor's Choice: The Spice Boys
Milwaukee Magazine
BY Milwaukee Magazine Staff 9/11/2014. This story originally ran in the ... Bice, meanwhile, resembles a rigid Felix, but his pinched intensity stems from very private life challenges and hasn't hampered his reputation as a hatchet man. Together, their ...


Outdoors Outpost - Mason County News

Outdoors Outpost
Mason County News
Some, like Dennis, would probably tell you they hunt that way because of the freedom, or simplicity, or the fact that, when they're successful, the feeling of accomplishment is greater. And they're probably right. Or they're just tightwads, and don't ...